The Importance of Planning a Credit Card Churn -Part One
Today the Internet is filled with outrage over Hilton's tremendous devaluation of their Hilton HHonors program. Hilton points were already widely considered by many to be among the least valuable of all the hotel points. I have always taken the stance that on a point per point basis they were worth less, but it has been so easy to earn Hilton points that it was still a valuable program. Today that changed . No longer is the Hilton HHonors program going to be anything worthwhile to me. As a Hilton Diamond, that is a sad thing to say. They have changed the number of hotel categories from 7 to 10 and they have increased the redemption at the highest category hotels from 50,000 points to as many as 95,000 points. This essentially cuts in half the value of your points. There is a grace period until this takes effect at the end of March. You can still book stays under the old guidelines past that date, but they need to be booked before the deadline. If you have a stash of