Last night was my final mini app-o-rama of 2012, wrapping up a very successful year of accumulating just north of 2 Million miles and points.
The cards for which I applied and were approved for were the Chase Ink Plus (50,000 Ultimate Rewards point bonus after a $5000 spend in the first 3 months), the Citibank American Airlines Business Visa (40,000 AA miles after the first $3000 in spending and another 10,000 bonus miles after the first $10,000 in spending and lastly the Bank of Hawaii Hawaiian Airlines Visa. (35,000 Hawaiian Airline miles which I could convert to 70,000 Hilton points).
I was instantly approved for the Citibank and Bank of Hawaii cards. I received an "under review" message for the Chase card. I immediately called the Chase reconsideration line (1-800-453-9719) and in approx 10 minutes got approval for that one as well. Most times when you don't get instant approval, it is because they just want more information. They asked me to verify a couple of income questions and asked me how much I would be spending on the card each month. One minute later I was approved.
By matching up my travel needs with the proper use of spending to maximize bonus points, in 2012 I accumulated over 2 Million miles and points. This was from a combination of sign up bonuses, generic credit card spending, and bonus points received from credit cards like Chase Ink Bold and Sapphire as well as the various Hilton cards I have.
Tomorrow we will discuss "The Best Cards For Big Spenders".
What cards will you apply for in 2013?
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About The Points Doctor
The Points Doctor is Bruce J. Wilderman DDS of Artistic Expressions Dentistry.Dr. Wilderman has a practice limited to Cosmetic Dentistry, serving patients of the Philadelphia Area since 1986.He and wife of 30 years enjoy traveling the world for little or no money with the points and miles they have earned from the credit card companies. Dr. Wilderman would love to teach you how to do the same. You may reach him at ThePointsDoctor@comcast.net